Privacy Policy

We collect certain information through our website, located at www.ebursar.net (our “Website”). This page (this “Privacy Policy”) lays out our policies and procedures surrounding the collection and handling of any such information that identifies an individual user or that could be used to contact or locate him or her (“Personal Information” or “PI”).

This Privacy Policy applies only to our Website. It does not apply to any third party site or service linked to our Website or recommended or referred by our Website or by our staff. And it does not apply to any other website or online service operated by our company, or to any of our offline activities.

A. PI We Collect

We collect Personal Information from users who buy or use our products and services, including, but not limited to your name, e-mail address, telephone number and address. When you make a payment through our Website, we may collect credit card information from you in order to properly process your payment. We do not store your credit card information on our servers and we cannot access your credit card information. All credit card information that you share with us is maintained by Stripe (https://stripe.com/about), our payment processing merchant. As described below, we use industry-standard encryption technology and methods to protect all information that we send to Stripe. Stripe’s servers are protected pursuant to their own policies and procedures. You can learn specific information about Stripe’s security and privacy policies and practices as listed from time to time on their website (presently here: https://stripe.com/help/security and here: https://stripe.com/us/privacy).

We use “cookies” to collect certain information from all users, including website visitors who don’t buy anything through our Website. A cookie is a string of data our system sends to your computer and then uses to identify your computer when you return to our Website. Cookies give us usage data, like how often you visit, where you go at the site, and what you do.

We may let you know by email or other form of communication about our other products and services and product features and enhancements. If you do not wish to receive email communications about our other products, service, features, and enhancements, you will have the opportunity to tell us you don’t want to receive future messages with each email message you receive.

We do not knowingly collect, maintain or use PI from children under the age 13, unless in compliance with the Children’s Online Privacy Protection Act (COPPA). If we discover that we have unknowingly collected any such information we will take all reasonable steps to promptly delete such information in our possession as soon as possible. ver 03082017 1

B. Our Use of PI

We use your Personal Information to create your account, to communicate with you about products and services you’ve purchased or used, to offer you additional products and services, and to bill you. We also use that information to the extent necessary to enforce our Website terms of service and to prevent imminent harm to persons or property.

We use cookies so that our Website can remember you and provide you with the information you’re most likely to need. For instance, when you return to our Website, cookies identify you and prompt the site to provide your username (not your password), so you can sign in more quickly. Cookies also allow our Website to remind you of your past purchases and to suggest similar products and services. Finally, we use information gained through cookies to compile statistical information about use of our Website, such as the time users spend at the site and the pages they visit most often. Those statistics do not include PI.

C. Protection of PI

We employ data security tools to protect Personal Information. Unfortunately, even with these measures, we cannot guarantee the security of PI. By using our Website, you acknowledge and agree that we make no such guarantee, and that you use our Website at your own risk. To access information on our Website, you will need an Internet browser that supports the use of a technology known as Secure Sockets Layer (SSL) technology. This is industry-standard encryption technology that helps us ensure the authenticity of your online sessions and secure data being transmitted through the use of the public Internet.

D. Contractor and Other Third Party Access to PI

We engage certain trusted third parties to perform functions and provide services to us, including, without limitation, product and software development, hosting, maintenance, customer relationship, database storage, analysis and management and payment processing. We may share your PI with third parties, but only as necessary to perform these functions, as the case may be, in order to provide the related services. We also may disclose PI to attorneys, collection agencies, or law enforcement authorities to address potential use violations, other contract violations, or illegal behavior. And we disclose any information demanded in a court order or otherwise required by law or to prevent imminent harm to persons or property.

As noted above, we compile Website usage statistics from data collected through cookies. We may publish those statistics or share them with third parties, but they don’t include PI.

E. Accessing and Correcting Your PI

You can access and change any Personal Information we store through your secure access to our Website.

F. Amendment of this Privacy Policy

We may change this Privacy Policy at any time by posting a new version on this page or on a successor page. The new version will become effective on the date it’s posted.

Your use of our Website is deemed to be your agreement to the foregoing and that you have read and agree to our Terms of Service and that you understand that any legal information provided is not to be construed as legal advice. © American Academic Capital, LLC 2016